Wednesday, November 23, 2016

A632.1.4.RB_MilliganSteven

Decision Making Process - A632.1.4.RB_MilliganSteven

My decision-making processing generally varies depending on the problem at hand.  Sometimes it’s a simple decision.  Do we go to the park or to the pool? Do I want the chicken or fish? These are simple choices and the solution doesn't usually matter all that much.  However, decision making becomes more difficult as the problem becomes more complex.  Do we buy the $15k car or the $8k car that may need some work?  Do we want to be in debt or free of loans? Which of the two cars is more likely to have maintenance issues and will cost more in the long run? If possible I like to guess as little as possible.  When a problem is at hand I gather as much information about it as I can.  I look to the past, what is being done in the present and what will changes likely hold for the future.  It can be difficult to see the third, fourth and fifth order of effects that seemingly small decisions can cause.  When it comes to big business, small decisions now can mean millions of dollars in the future.  I'm sure Samsung did not realize that the manufacturer of the Samsung Galaxy Note 7 was going to produce a phone that would start blowing up on people.  There was no prior experience with this issue and no clue that the future would cost them in the hundreds of millions of dollars.

In the text they discuss Dynamic Programming.  The book states, "dynamic programming exploits the idea that even though a decision problem may involve a large number of stages, one need not enumerate and take expectancies of all possible contingent future realizations to arrive at an optimal decision policy"(Hoch & Kunreuther, 2001).  Essentially, we don't need to take every future outcome into account when making decisions.  Rather than knowing every possible outcome we look to an end state and work backwards.  This is called backward induction.  I was once given a puzzle to solve with a group of friends.  The goal was to figure out the correct password when given a series of short sentences that all connected in some way.  We discovered that we had been given three possible passwords.  When starting from the password first and working our way back through the connecting sentences we were able to quickly figure out which password connected with all the sentences and therefore which was correct.  The same can be done with decision-making.  Look at the end state of a decision we'd like to make.  Tonight, I will decide if I will run 6 days a week for 3 months straight or if I will run 3 days and week and lift weights three days a week.  I can look out three months and decide what kind of shape I would like to be in and work backwards from there.  Doing this will enable me to make the decision that is best for me.  In real life there will always be some level of variables when it comes to this, but this will help us to make better decisions more often.  This would impact my forward planning greatly because I would be looking at the possibilities that may occur when making a decision. 

A few years ago my mother had come to visit my wife, myself and our new born baby in Germany.  The day she needed to return we drove to drop her off at the train station so she could take the 2-hour train ride to the airport.  Upon arrival at the train station we learned the train had been significantly delayed.  This meant she would miss her next train stop and then would miss her flight.  We had to quickly leave and head for the airport ourselves.  It was at this point we realized we were low on gas and had not brought any food or diapers for our baby.  We were definitely not prepared for the more than 4 hours of travel it would take to get her to the airport and back.  From then on, when traveling, we always looked at the possible outcomes our road trips could have and did what we could to mitigate any possible problems we might run into.

Optimal dynamic decision analysis suggests that "individuals are no less astute at drawing proper statistical inferences from current events and learning from the past as they are planning for the future"(Hoch & Kunreuther, 2001).  This essentially means that we are not good at doing math in our head.  A considerable amount of work needs to be done in order to provide us with data we may need to make certain decisions.  When new data comes to light we may need to change our ideas about the world.  One example I have of this is based on Nissan and Ford cars.  When I first graduated from college we purchased a slightly used Nissan Sentra.  Less than one year later it broke down and could not be fixed.  Since then I have driven other Nissans and have decided I will never purchase one ever again.  Similarly, we were in need of a new car because of our Nissan breaking down.  We purchased a Ford Focus station wagon.  It was older than the Nissan with more miles.  It drove great, had lots of room for storage and zero issues during the time we owned it.  I then purchased another Ford Focus that has similarly been a great car with very little issues.  This experience I've had has pushed me toward purchasing another Ford when we move again back to the U.S.  The military will only ship one car for us so we will need another vehicle next time we move.  This data, or experiences we've had has caused me to avoid purchasing Nissans and lean towards purchasing Fords. 

As I learn new information about problems and the world I can make more informed decisions and will have a better idea as to what the future of those decisions may hold.  I am more likely to make a better decision about fixing my roof if I learn something about roof fixing.  The knowledge and expertise we have should play a significant role in the decision process.  I hope to get better at this as life goes on and rely on the experts around me that already know a lot more about the world than I do.

Bibliography

Hoch, S. J., & Kunreuther, H. C. (2001). Wharton on Making Decisions. Hoboken: John Wiley & Sons, Inc.

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